skip to Main Content

Do I Have a Case?

If you were injured in an accident and it wasn’t your fault, you have a case. Attorney James Banks believes there is no such thing as a “small” case, only small lawyers. If you suffered any kind of injury, this is a very big deal. We understand that you are overwhelmed after getting hurt and injured in an accident. Dealing with insurance companies is confusing and frustrating. Insurance companies will try to take advantage of you by making promises that are never fulfilled.

You have pain, medical bills, and lost wages. When you hire us, we immediately take over and handle all the paperwork and communications with the insurance companies. We help you obtain the best possible medical treatment for your injuries. We help obtain your lost wages so you can pay your bills. And we guide you through every step of the process and always keep you informed along the way.

What's My Case Worth?

Your case is almost always worth more money than the insurance company tells you its worth. Contact us to find out for free what your case is worth. The money value of your case is based on several different factors. For example, you have a legal right to recover money for pain and suffering, medical expenses, lost wages, disfigurement, impaired earning capacity, and interference with you ability to enjoy life. We will advise you about every category of money that you are legally entitled to recover and ensure it is paid for by the insurance company.

How Long Does It Take to Get Settlement Money?

In some cases, you can immediately obtain a settlement for the maximum amount of insurance money limits. In other cases, settlement discussions begin after you complete your medical treatment or you decide you would like to settle your case. You can receive your money within weeks of deciding to settle. If you are struggling to pay your bills and you’re afraid of settling too soon, we advise you about pre-settlement funding companies, such as Oasis Financial and Signal Funding, which may give you some breathing room before your case settles.

Who Will Pay For Your Medical Bills After an Accident?

After you’ve been injured in an accident, you must seek medical treatment as soon as possible. But there is often confusion about what insurance company is supposed to pay for your medical treatment. Many people believe that if they were injured in an accident, and it was another person’s fault, that the other person’s insurance company will pay for the medical bills. Unfortunately, this is not true. You must use your own health insurance or Personal Injury Protection (PIP) to pay your medical bills before the bills are sent to collections. You and your insurance companies are reimbursed at the time of settlement by the at fault driver’s insurance company. This is called a subrogation interest.

If you were injured while working, the Department of Labor and Industries (L & I) will pay for your medical treatment. You report your claim, fill out the necessary paperwork, and then receive your claim number. Provide your medical providers with this claim number to bill their services.

What If I Can't Work After an Accident? Recovering Lost Wages

If you are unable to work because of an accident, you may use insurance to pay for your wages. Short-term insurance disability pays you a portion of your income for a short period of time after you run out of sick leave. Depending on your plan, short-term disability generally will pay you for between 9 and 52 weeks.

Your auto insurance may have Personal Injury Protection (PIP) wage loss benefits. Wage loss is calculated at 85 percent of the actual income loss, up to a maximum of $200 per week. However, there is an exclusion in all policies for the first 14 days from the date of the accident. In order for you to obtain the PIP wage loss benefit, you must produce written verification from your doctor regarding your work restriction.

Why Should I Hire A Personal Injury Attorney?

Banks Law knows how the insurance claim process works, we know what evidence to gather, and we know how to calculate and present a claim for damages to insurance companies to maximize the money value of your claim. We will take your case on a contingency basis, which means we receive an agreed-upon percentage of the payment you receive, also called the personal injury settlement. If we don’t recover any money and win your case, you pay us nothing.

We understand that insurance can get complicated after an accident. Banks Law has the experience and knowledge necessary to properly handle your claims with the insurance companies. We handle all of the paperwork and communications with every insurance company, including your own insurance. We confirm that all of your medical treatment is paid for by the correct insurance company. We make sure that your medical bills do not get sent to collections so that you avoid damaging your credit and FICO score. You don’t have to go at this alone. Let Banks Law do the work for you so that you can focus on your medical treatment and getting your life back to normal. We always offer a free evaluation of your case and you will never pay a fee unless we win your case. The sooner you contact us the sooner we can start to help.

How can a Personal Injury Attorney help you?

Personal Injury Attorney James Banks believes in Truth and Justice. And nowhere is that motto more important than in personal injury cases where an accident can rapidly put your future, often through no fault of your own, in the hands of another party, an insurance company or a big corporation. As trusted personal injury attorneys in Washington, we believe that you are entitled to Truth and Justice.

Attorney James Banks believes that every victim should receive the same quality of legal representation that insurance companies and major corporations receive from their own lawyers. Why should you fight on your own against companies that have the financial and legal resources to delay or dismiss your claim? We don’t think you should. We believe you are entitled to the best legal help and we are committed to tipping the scales of justice back in your favor.

Personal injury attorney is a very general area of law practice that consists of various cases. Attorney James Banks represents clients in potentially life-threatening cases of motor vehicle accidents, such as cars, motorcycle or trucks, as well as brain injuries. Selected by Super Lawyers, we have secured over ten million dollars behalf of our clients and we have successfully beat big business and big insurance, holding them accountable for their careless actions.

James Banks’ Approach to Personal Injury Cases

When you decide to hire Banks Law Office, we make 3 simple commitments to you:

Personal Attention

We believe that the relationship with our clients is at the center of every claim we work on. You will not bounce from one attorney to another, you will not call our office and find our lawyers unavailable to take your call. We make the commitment that you are the most important person in our office and we treat you like family. It’s not unusual for members of our team to advise you on the best medical course to take or to check up on our clients long after their cases have been settled.

Excellence in every case

We focus on personal injury cases. When you hire James Banks, you hire a law firm that has the resources, the experience and the reputation to go head to head with insurance companies and big corporations. This is the type of recognition that very few law firms can claim and that make us a very unique.

We don’t get paid until you do

Nowhere is our commitment to your case more evident than in the way we choose to get paid. We work on a contingency basis, meaning that you don’t pay us a cent until we get you a financial compensation for your personal injury. Simply put, we offer you a 100% guarantee that if there is no recovery, there is no attorney fee.

Back To Top